May 8, 2008, 9:20 am
Shopping for the best business insurance policy
Nikki is trying to find insurance for her business. How did you shop around for insurance? Share your tips with Nikki here.
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Dear Nikki: As a small business owner you are pressed for time and can not be expected to be an expert on insurance. That is why my advice would be to find an Insurance Agent who IS an expert in insurance AND an expert of your type of business. When it comes to your business, you do not want a commodity, "one product to fit all industries" type policy. Rather you want a policy that is tailored to your type of business. Look to local associations, agencies and insurance companies that understand your industry/business.
Regards,
Darren Lewis
National Small Commercial Underwriting Executive
Fireman's Fund Insurance Company
Tel: 916-852-4789
e-mail: darren.lewis@ffic.com